Deposit interest rate — all countries

Deposit interest rate — Guatemala

Deposit interest rate in Guatemala in 2025 — 5.11%. Ranked 26 in the world out of 70. Since 1997, the indicator has fallen by 0.72 pp.

2025 5.11% +0.17 pp vs 2024
World rank 26of 70
Period maximum 10.17%2000
Period minimum 3.91%2022

Trend over time

1997–2025 · % per annum

Deposit interest rate — Guatemala, 1997–20252468101219972000200320062009201220152018202120241997: 5.83%1998: 5.44%1999: 7.96%2000: 10.17%2001: 8.75%2002: 6.92%2003: 4.78%2004: 4.19%2005: 4.35%2006: 4.5%2007: 4.76%2008: 5.08%2009: 5.58%2010: 5.45%2011: 5.24%2012: 5.29%2013: 5.45%2014: 5.48%2015: 5.47%2016: 5.48%2017: 5.37%2018: 5.17%2019: 5.01%2020: 4.63%2021: 4.14%2022: 3.91%2023: 4.21%2024: 4.93%2025: 5.11%
Change over the period: −0.72 pp Annual average: -0.03 pp
Deposit interest rate — Guatemala, by year Guatemala All countries CSV XLSX
Year % Change, pp
2025 5.11 +0.17 pp
2024 4.93 +0.73 pp
2023 4.21 +0.3 pp
2022 3.91 −0.23 pp
2021 4.14 −0.49 pp
2020 4.63 −0.38 pp
2019 5.01 −0.16 pp
2018 5.17 −0.2 pp
2017 5.37 −0.11 pp
2016 5.48 +0.01 pp
2015 5.47 −0.01 pp
2014 5.48 +0.03 pp
2013 5.45 +0.16 pp
2012 5.29 +0.05 pp
2011 5.24 −0.21 pp
2010 5.45 −0.12 pp
2009 5.58 +0.5 pp
2008 5.08 +0.32 pp
2007 4.76 +0.26 pp
2006 4.5 +0.15 pp
2005 4.35 +0.16 pp
2004 4.19 −0.59 pp
2003 4.78 −2.13 pp
2002 6.92 −1.84 pp
2001 8.75 −1.42 pp
2000 10.17 +2.21 pp
1999 7.96 +2.52 pp
1998 5.44 −0.38 pp
1997 5.83

Central America, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.

Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.

Source: World Economic Outlook (IMF), license IMF open data.