Deposit interest rate in Armenia in 2025 — 8.03%. Ranked 10 in the world out of 70. Since 1995, the indicator has fallen by 48.16 pp.
1995–2025 · % per annum
| Year | % | Change, pp |
|---|---|---|
| 2025 | 8.03 | −0.12 pp |
| 2024 | 8.15 | −0.21 pp |
| 2023 | 8.36 | −0.11 pp |
| 2022 | 8.47 | +0.23 pp |
| 2021 | 8.24 | +0.12 pp |
| 2020 | 8.12 | −0.37 pp |
| 2019 | 8.49 | −0.18 pp |
| 2018 | 8.66 | −0.35 pp |
| 2017 | 9.01 | −2.6 pp |
| 2016 | 11.62 | −2.53 pp |
| 2015 | 14.15 | +3.72 pp |
| 2014 | 10.43 | +0.27 pp |
| 2013 | 10.16 | +0.59 pp |
| 2012 | 9.57 | +0.32 pp |
| 2011 | 9.25 | +0.3 pp |
| 2010 | 8.95 | +0.3 pp |
| 2009 | 8.65 | +2.02 pp |
| 2008 | 6.63 | +0.37 pp |
| 2007 | 6.25 | +0.42 pp |
| 2006 | 5.84 | +0.02 pp |
| 2005 | 5.81 | +0.92 pp |
| 2004 | 4.9 | −1.98 pp |
| 2003 | 6.87 | −2.72 pp |
| 2002 | 9.6 | −5.3 pp |
| 2001 | 14.9 | −3.18 pp |
| 2000 | 18.08 | −9.27 pp |
| 1999 | 27.35 | +2.41 pp |
| 1998 | 24.94 | −1.14 pp |
| 1997 | 26.08 | −6.12 pp |
| 1996 | 32.19 | −23.99 pp |
| 1995 | 56.18 | — |
The same indicator for neighboring countries — with links to their pages
The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.
Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.
Source: World Economic Outlook (IMF), license IMF open data.
The average rate at which banks lend to businesses and households.
Finance Real interest rateThe lending rate less inflation — the true cost of borrowed money.
Economy Consumer price inflationThe annual change in the consumer price index, in percent.
Finance Current account balanceThe balance of a country's external transactions as a percent of GDP: surplus or deficit.
Finance Current account balance (World Bank)The current account balance as a percent of GDP from World Bank data.
Finance Broad money (% of GDP)The amount of money in the economy as a percent of GDP — the depth of the financial system.
