Credit to the private sector — all countries

Credit to the private sector — India

Credit to the private sector in India in 2025 — 44.03%. Ranked 40 in the world out of 87. Since 1960, the indicator has risen by 36.18 pp.

2025 44.03% +2.42 pp vs 2024
World rank 40of 87
Period maximum 52.39%2013
Period minimum 7.84%1960

Trend over time

1960–2025 · % of GDP

Credit to the private sector — India, 1960–2025020406019601967197419811988199520022009201620231960: 7.84%1962: 8.98%1964: 8.54%1966: 9.52%1968: 9.82%1970: 11.24%1972: 12.92%1974: 12.91%1976: 17.89%1978: 19.7%1980: 20.54%1982: 22.69%1984: 24.28%1986: 25.8%1988: 25.28%1990: 24.92%1992: 24.7%1994: 23.65%1996: 23.4%1998: 23.68%2000: 28.34%2002: 32.31%2004: 36.19%2006: 43.63%2008: 49.56%2010: 50.56%2012: 51.89%2014: 51.88%2016: 38.2%2018: 38.9%2020: 40.79%2022: 38.19%2024: 41.61%2025: 44.03%
Change over the period: +36.18 pp Annual average: 0.56 pp

Comparison, 2025

How the value compares with the world and the groups this territory belongs to: India

India 44.03%
South Asia 43.54%
Southern Asia computed 40.8%
Credit to the private sector — India, by year India All countries CSV XLSX
Year % Change, pp
2025 44.03 +2.42 pp
2024 41.61 +0.71 pp
2023 40.89 +2.71 pp
2022 38.19 +1.29 pp
2021 36.89 −3.89 pp
2020 40.79 +2.05 pp
2019 38.74 −0.16 pp
2018 38.9 +0.73 pp
2017 38.17 −0.03 pp
2016 38.2 −13.66 pp
2015 51.87 −0.01 pp
2014 51.88 −0.5 pp
2013 52.39 +0.5 pp
2012 51.89 +0.6 pp
2011 51.29 +0.73 pp
2010 50.56 +2.43 pp
2009 48.12 −1.43 pp
2008 49.56 +3.93 pp
2007 45.63 +2 pp
2006 43.63 +3.56 pp
2005 40.07 +3.88 pp
2004 36.19 +4.57 pp
2003 31.63 −0.68 pp
2002 32.31 +3.69 pp
2001 28.62 +0.28 pp
2000 28.34 +2.92 pp
1999 25.42 +1.75 pp
1998 23.68 +0.12 pp
1997 23.56 +0.15 pp
1996 23.4 +0.89 pp
1995 22.51 −1.14 pp
1994 23.65 −0.18 pp
1993 23.83 −0.87 pp
1992 24.7 +0.88 pp
1991 23.82 −1.09 pp
1990 24.92 −1.67 pp
1989 26.59 +1.31 pp
1988 25.28 −0.11 pp
1987 25.38 −0.42 pp
1986 25.8 +1.24 pp
1985 24.56 +0.28 pp
1984 24.28 +1.39 pp
1983 22.89 +0.2 pp
1982 22.69 +1.46 pp
1981 21.23 +0.68 pp
1980 20.54 −0.41 pp
1979 20.96 +1.26 pp
1978 19.7 +1.65 pp
1977 18.04 +0.15 pp
1976 17.89 +2.95 pp
1975 14.93 +2.02 pp
1974 12.91 −0.18 pp
1973 13.09 +0.17 pp
1972 12.92 +0.43 pp
1971 12.49 +1.26 pp
1970 11.24 +0.84 pp
1969 10.4 +0.58 pp
1968 9.82 +0.7 pp
1967 9.12 −0.4 pp
1966 9.52 +0.25 pp
1965 9.27 +0.73 pp
1964 8.54 −0.57 pp
1963 9.11 +0.13 pp
1962 8.98 +0.46 pp
1961 8.52 +0.67 pp
1960 7.84

Southern Asia, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

Domestic credit to the private sector by financial institutions as a percent of GDP: loans, purchases of non-equity securities, trade credit and other accounts receivable. An indicator of financial development, but of potential risk as well: growth that is too fast relative to GDP is one of the most reliable precursors of banking crises.

Source: World Economic Outlook (IMF), license IMF open data.